QuestForAMillion.net

Since it looks like we’re going to get some money from the idiotic economic “stimulus” bill our esteemed leaders in Washington passed, I thought I’d discuss our plans for it. You can probably tell I’m not too thrilled with the passage of this law. It’s yet another bill our government is paying with future money…assuming […]

The more I learn about economics and how government actions affect the economy, the more I’m convinced we’re coming upon a period of high inflation. Wikipedia defines inflation as a rise in the general level of prices over time. The Consumer Price Index (CPI) is the most generally accepted measure of inflation. A rising CPI […]

Since it’s near the end of the year we took a look at our overall income and spending this year and have made some budget category changes.  We were estimating too low an amount for average monthly income so we’ve tweaked that up a bit. Based on that and the financial moves we’ve made this […]

Sometimes I have a really hard time staying on track with our financial plan. This happens to my wife too. Recently I’ve wanted to just go out and buy stuff that I want.
Our computer monitor is scratched, I want a new one. Who cares if I only use that computer for about an hour a […]

When I told a friend the other day that I made a bit of money selling World Series tickets his first question was “What are you going to spend the money on?” The question kind of took me by surprise. I don’t generally hang out with financially frugal folks, but I didn’t think this kind […]

We’ve been using the furniture my wife got as a teenager in our bedroom since we’ve been married. It’s old, and a tad dated, but in fine shape and certainly does it’s duty as designed. But we grew tired of it (like a lot of things we’ve had for years). At the […]

We’ve all read it and heard it a hundred times: “It’s better to earn interest than pay interest.” Why? For some the answer may be obvious, but I thought I would illustrate a real-life example for everyone’s benefit, my own included.
We recently paid off about a $14,700.00 balance on a car loan. […]

In “How We Do It” I touch on my interpretation of the “60% Solution” budget. I wanted to take a little time to go more deeply into how and why we use it.
We tried many forms of budgeting over the years including strict budgets ($50/week for food and not a penny more, etc), less-strict budgets […]