QuestForAMillion.net

March net worth is posted on the Monthly Results page. We had a net worth increase of $2854.38 or about 3% for the month.

The more I learn about economics and how government actions affect the economy, the more I’m convinced we’re coming upon a period of high inflation. Wikipedia defines inflation as a rise in the general level of prices over time. The Consumer Price Index (CPI) is the most generally accepted measure of inflation. A rising CPI […]

After much internal debate, debate with my wife, and playing around with different scenarios in Microsoft Money, we’ve decided to change around some of our cash flow. Currently we’re putting about $700/month into our Irregular Expenses account and budgeting to spend $500 or less on Irregular Expense categories each month. We’re usually around $300 - […]

Our net worth for February is posted on the Results page. We had a net worth increase of $3934 or about 4% for the month. Unfortunately we’re still below where we started the year.

Now that we’ve paid our 0% credit card off, we’ve gone and built a balance on another 0% card. About a week ago we received some “convenience checks” from one of our credit cards. We get these all time and they usually have a nice low or 0% interest offer for 6 months or so. […]

I know it’s a bit early, but we’ve paid off our 0% credit card. We got to the point where the additional interest we would earn by having the money sitting in a savings account became negligible, so we just paid it off. We used this card to put carpet in our recently finished basement […]

Tax time! For most people this time of year is a time to be dreaded. But for some, those foolish among us, this is a time of “free” money. I was talking to a co-worker the other day. He’s expecting a tax refund of about $7000 this year. It’s usually in the $7000 - $8000 […]

The disappointing results for January have been posted on the Monthly Results page.
Due to the horrific stock market we had a net worth decline for the month. We managed to grow our cash a small amount and decrease our liabilities, but losses in college and retirement accounts wiped out any gains. We had a net […]

My company offers both Non-Qualified Stock Options (NQSOs) and an Employee Stock Purchase Plan (ESPP). I was granted a number of NQSOs when I started with the company and I’ve recently joined the ESPP. The ESPP allows employees to buy company stock at a 15% discount to the fair market value (FMV) of the stock […]

We received our first cash reward for using the Chase Freed Visa for our normal purchasing the other day. As advertised, we ordered a $250 check after racking up $200 in rewards. Getting money back for doing something we’re doing anyway sure is nice. Now if they can just figure out how to handle our […]