QuestForAMillion.net

I received a bonus from my company last week and that was the last chunk of cash needed to pay off our big 0% credit card. Now we can say the car and student loans that we transferred to that card back in February are truly gone. The 0% interest didn’t end until January 2009 […]

It sure seems like we’re making a lot of financial changes lately. Earlier this week it was the retirement plan, now it’s the accounts we use for various things. We had been using an E*Trade Complete Savings account for most of our savings and our Wells Fargo PMA checking account as our emergency fund. The […]

In light of reality setting in over the weekend, I’ve tweaked the asset allocation for our retirement holdings a little bit. As a reminder, here is our old asset allocation:

 70% Large-cap stocks
20% Small-cap stocks
5% Bonds
5% Commodities

And here is our new asset allocation:

65% Large-cap stocks
10% Mid-cap stocks
15% Small-cap stocks
5% Bonds
5% Real estate

The stock holdings will be […]

It’s been awhile in coming but it was still hard for me to accept the reality that I probably won’t be able to retire at 45. I’ve been holding out hope that I would come up with a magical solution for making a killing in the stock market or something similar. I’m too lazy and […]

I have to admit it’s been tough to do nothing with my investment portfolio this week. After dropping over 500 points on Monday the Dow shed another 449 points today. I’m pretty sure the bleeding isn’t over yet either. I don’t see a lot of headlines about how the stock markets are bottoming, or how […]

Since I was out of town at the end of August, I don’t have accurate numbers for our net worth calculation for the month. I will try and crunch some numbers and get a decent picture of August when I do September’s calculation.
I must admit that it feels good to not worry too much about […]