Posted in Finances, General by: Steve
3 Comments
19 Dec
Personal finance is just that, personal. Not everybody does things the same way, nor should they. Every family and individual has a different situation, so what’s good for one isn’t necessarily good for another. We’ve all heard most of the mantras of personal finance so I won’t repeat them here, but I will list the […]
Posted in Investing by: Steve
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18 Dec
I sold our holdings in FXE yesterday. I originally bought the shares to take advantage of the trend of the falling dollar. The short-term trend was broken yesterday and Friday so I sold the position for a small gain. The trend being broken wasn’t my only reason for selling though. For one, I don’t want […]
Posted in General by: Steve
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17 Dec
The Carnival of Personal Finance is up over at Get Rich Slowly. JD did a nice Christmas theme and my post Handling Our Own Escrow was included in the Main Presents. Thanks! Be sure to check out the Carnival and all the other great articles.
Posted in Budget, Saving, Finances by: Steve
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15 Dec
Since it’s near the end of the year we took a look at our overall income and spending this year and have made some budget category changes. We were estimating too low an amount for average monthly income so we’ve tweaked that up a bit. Based on that and the financial moves we’ve made this […]
Posted in Finances by: Steve
16 Comments
12 Dec
After reading about a change in house payment over at I’ve Paid For This Twice Already, I decided to look into removing our escrow from our mortgage payment. I contacted Countrywide and asked if we could handle our own escrow and what the procedure is. A couple of days later they informed me that our […]
Posted in Frugality, Finances by: Steve
1 Comment
07 Dec
I was talking to a friend of mine the other day and he mentioned another friend of his that recently lost his job. This guy was a VP at a financial services firm and walked away with nearly seven figures worth of golden parachute. They immediately went out and bought a brand new Lexus. Then […]
Posted in Spending, Simplicity, Finances by: Steve
1 Comment
05 Dec
This year we’re keeping the number of Christmas gifts down. My wife and I are to the point where there’s not much we want or need. I’d like to get rid of some stuff in fact. Both of our sets of parents are well past the point where they need things, and our kids have […]
Posted in Finances by: Steve
1 Comment
01 Dec
Our net worth calculation for November is posted on the Monthly Results page.
Despite a rocky month in the stock market we managed to increase our net worth, mostly due to our current focus on saving. I’m extremely proud of how we did this month given that we had to refund the money from the World […]